YNAB
TrialYNAB is a zero-based budgeting app that helps you give every dollar a job and track spending across devices.
About YNAB
YNAB, short for You Need A Budget, is a budgeting app built on the zero-based method: you assign every dollar you have to a category, then adjust as real life happens. It syncs between phone and web, so the same budget is available wherever you are.
The app lets you connect bank accounts or enter transactions by hand, set goals for bills and savings, and review spending reports. Its approach rewards habit and attention more than automation, which suits people who want to understand where their money goes rather than simply see charts. New users often pair the app with YNAB's own tutorials and workshops, which explain the method step by step. Because it is subscription based and focused on manual attention, it rewards people who check in a few times a week.
YNAB is a subscription service. The Google Play listing advertises a free 34-day trial, after which a paid plan is required to keep using it. It is a good fit for people who are ready to make budgeting a regular routine, and less so for anyone who wants a passive, hands-off tracker.
The method takes a few weeks to click, so give the trial a fair run before judging it. Check the current subscription price on the official site.
Version history
1 release tracked- iOS: Tapping the memo checkmark now saves the memo instead of adding a line break
Frequently asked
Is YNAB free?
There is a free trial, listed as 34 days on Google Play, then a paid subscription is needed.
Does it need an account?
Yes. A YNAB account is required and it syncs your budget across devices.
Which platforms are supported?
Android and iOS apps, plus a web app on the official site.
Where does the download link go?
Directly to ynab.com or the official app store for your platform. PlanetSofts never rehosts installers or adds wrappers, and these links were last verified Oct 6, 2026.